Inching up

I feel a little lonely. All my librarian friends are gone to TLA, or soon will be. Tito J. is apparently in San Diego, which is why we didn't go running last night (S and I should've anyway, but I had no energy or motivation and instead stayed home and made new and improved salmon patties).

Anyway, inching up... today I bit the bullet and again increased the percentage of my salary that will be withheld for retirement. I went up another 3%! Yep, David Bach again (see previous post). I am nowhere near the 12.5% he says you SHOULD be contributing, but I'm getting there slowly but surely! This most recent increase will do a couple of good things for me: intensify the compound interest magic and hopefully save me a little more on my tax bill next year. My paychecks now will be a little less, but they shouldn't be too noticeably less. I'll find out on Friday!

S and I got our new phones yesterday. They are pretty nice! Unfortunately it looks like I'm going to have to pay a $175 contract cancellation fee through Cingular. There's ways to get out of that, like telling them you're leaving the country, but I already bitched at them last week so I don't think they'll buy it. There's also websites where you can post your plan and phone in the hopes that someone out there will snatch it up, but we only have 4 months left and I'd have to pay a $20 fee for that service. Anyway, the good news is that S and I have something like 4 Cingular phones to sell on craigslist, so we'll definitely recoup some of that $175. Plus, the new T-Mobile plan will pay for the rest in about 3 months with the $ we'll be saving. I don't even care too much, I just want out!

Here's some pic's from the baby shower on Sat.

Aunt Adela and the soon-to-be big sister!
















The guest of honor opening our gifts: